Benefits Disconnect

A MetLife study finds employee loyalty is plummeting and benefits promote satisfaction. Did employers get the memo?

Waiting for HHS

We wait to create health plans for fear they will violate nonexistent discrimination rules. Move now and you may violate a law that does not yet exist!

Full- or Self-Service?

Which way will employers go with group benefits? Massachusetts may have the answer.

Hard to Tell

As the soft market begins to harden, a growing presence of the surplus lines sector should follow.

The 2011 Model

New catastrophe models give cover for carriers to raise rates on increased expected losses.

The Extra Mile

CRC takes a big step forward to build its wholesale business.

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